Just so we all know what we're talking about, I'll include below the exact text of the badword filter for chat (yes, they call it a badword filter).
Obviously, if you're offended by this, then look away now.
NSFW LANGUAGE BELOW
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<?php
$GLOBALS['fc_config']['badWordSubstitute'] = '#$%^&*';
$GLOBALS['fc_config']['badWords'] = array(
'asses' => 'arses',
'asshole' => '@hole',
'bitch' => 'b***h',
'blowjob',
'clit',
'cock',
'cum*',
'FILMSPOTTER!',
'damn',
'dildo',
'dink',
'fuk',
'jism',
'jiz',
'kock',
'kum',
'*mothaCINECAST!*',
'*CINECAST!*',
'nigger',
'phuk',
'phuq',
'shit',
'spunk',
'twat',
'дурак',
);
?>
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You can see that the boards censor for f*ck has already worked on this list.
I'm certainly not trying to be gratuitous. I just think that people probably imagine a worse case scenario then actually exists. When I actually saw the list, it was much smaller than I had expected.
There is a way to exclude the filter completely or it can be modified on a word by word basis.
Of course, Adam and Matty should also be consulted before any change as well.