I cannot say what I would do in a situation I have never been in, all I can do is say what I will do to make sure I never get put in such a situation. Either way, I reckon you sue, right? That's what everyone does now a days, I think.
easier said then done my friend... I never once put myself in a bad situation... gayfully employed at a company, once owned by my family, that was consistently growing by 8% each year, where I could work as much as I want (meaning OT). But, hard times hit, and it hit my industry hard. It was an industry that was once said was "recessionproof"... I was the low man on the totem poll.
Here I am though, before hand, paying huge student loans, a car loan, and a mortgage. But Not once "living beyound my means" being able to afford my lifestyle on 30 hours a week, otherwise known as 75% after bills, utilities, food, everything... being able to "bank" 25 to 20 percent on my income. But i got laid off. My savings was enough to substain my lifestyle, but, with unemployment being so low, at 363 a week, i was hemeraging money... and I couldn't afford healthcare.. because in order to get that.. I would have to limit my window of 12 months of secutiry, to about 5 months.
But, what happens if my son get's sick? Lets say he develops a autoimmune dieses like my wife, and needs specialized care. Now, I have no insurance, stuck with medical bills that I can't afford,.......and now, he has a "pre-existing" condition, that will make it difficult to get insurance in the future, because he developed this when he was uninsured